You are by law obliged to be properly insured during your time in the Netherlands. Above all things, you should make sure that you are sufficiently insured for medical expenses (including pre-existing conditions). In addition, third-party liability insurance is absolutely essential, and if you will be living in student accommodation it is also a good idea to have fire and furnishings insurance.
Erasmus University Rotterdam (EUR) strongly recommends the AON insurance for a complete coverage. This company has a long and outstanding history in the field of medical insurances for foreign students. However, you are free to choose your own insurance company. Their ICS Complete+ Insurance covers:
This insurance package is fully compliant with VISA regulations, and there are no deductibles. You can download the AON flyer here.
For medical assistance, the usual practice in the Netherlands is for a patient to have an initial consultation with a general practitioner (Dutch: huisarts), before making an appointment with a specialist in hospital.
We strongly encourage you to register at a GP as soon as possible. Medical help without referral can lead to unforeseen, high costs and waiting times. Check the website of the Erasmus Medical Center to find out which GP you can register at, and learn more about the Dutch referral system.
Erasmus University students can register at "Jans HuisartsenOpens external” GP practice. This GP practice is located close to our Woudestein campus. The practice is currently open for registrations every last week of the month.
Tip: Before making an appointment, check your insurance policy to inquire which treatments are fully or partial covered by your insurance to avoid unexpected costs afterwards.
For more information about finding a dentist or physical therapy take a look at the health information provided by EUR.
In an emergency where there is a danger to life or a crime is in progress you can contact the police, fire brigade or ambulance by dialing 112 from any phone (free-of-charge).