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Medical Insurance & Healthcare

The Dutch healthcare system can be quite intimidating for international students. The information on this page should help you get started. 

Also go to Student Wellbeing
Also go to Student Wellbeing

Medical Insurance

You are by law obliged to be properly insured during your time in the Netherlands. Above all things, you should make sure that you are sufficiently insured for medical expenses (including pre-existing conditions). In addition, third-party liability insurance is absolutely essential, and if you will be living in student accommodation it is also a good idea to have fire and furnishings insurance. 

  • Non-EU/EEA students: Ensure you have a health insurance from your home country with enough coverage or take out a private health insurance (such as AON Insurance). Find out what your insurance should cover on the EUR ‘insurance for international students page’.
  • EU/EEA students: May be eligible to use a European Health Insurance Card (EHIC) for necessary medical costs. Confirm this with your home country's health insurer, as this might differ per EU member state.
  • If you have a part-time job or a paid internship earning at least the Dutch minimum wage, you are required to have Dutch public health insurance.

Erasmus University Rotterdam (EUR) strongly recommends the AON insurance for a complete coverage. This company has a long and outstanding history in the field of medical insurances for foreign students. However, you are free to choose your own insurance company. Their ICS Complete+ Insurance covers:

  • Pre-existing medical conditions;
  • Pre-existing psychological conditions;
  • HIV/AIDS;
  • Medical costs for minimum of € 500.000.

This insurance package is fully compliant with visa regulations, and there are no deductibles. 

  • Insurance for international students

    You are by law obliged to be properly insured during your time in the Netherlands. Find out more about getting a health insurance.

    More information

  • Health problems?

    During your time as a student, you might feel the need to talk to someone other than friends or you might have medical problems.

    Health

  • Advice & Counselling

    Student counselling supports students who have questions or problems during their study.

    Get counselling

AON Insurance Webinars

AON Insurance will give a number of Webinars for new international students in order to prepare them as well as possible for                                                         their stay in the Netherlands. 

The following topics will be discussed:

  • Why take out insurance while staying in the Netherlands (healthcare costs, liability, etc.).
  • Healthcare system in the Netherlands
  • Law and regulations for EEA and Non-EEA students
  • Legislation and regulations concerning part-time jobs
  • Coverage Aon Student Insurance
  • How to apply for the insurance
  • Payment of premium
  • How to file a claim
  • Questions

The webinars will be recorded and shared with students. After the webinars, students can chat with AON or ask questions at                    www.aonstudentinsurance.com

This information is in addition to any individual agreements with you regarding the content of the introductions.

Aon Student Insurance Webinar for EU/ EEA Students | July 2024

Date: 16 July 2024
Time: 11:00 - 12:00 CET (Netherlands Time)

Application Link

Aon Student Insurance Non-EU/ EEA Students | July 2024

Date: 16 July 2024
Time: 14:00 - 15:00 CET (Netherlands Time)

Application Link

Aon Student Insurance Webinar for EU/ EEA Students | August 2024

Date: 6 August 2024
Time: 11:00 - 12:00 CET (Netherlands Time)

Application Link

Aon Student Insurance Non-EU/ EEA Students | August 2024

Date: 6 August 2024
Time: 14:00 - 15:00 CET (Netherlands Time)

Application Link

Healthcare: General Pratictioner (GP) or Huisarts

For medical assistance, the usual practice in the Netherlands is for a patient to have an initial consultation with a general practitioner (Dutch: huisarts), before making an appointment with a specialist in hospital.

We strongly encourage you to register at a GP as soon as possible. Medical help without referral can lead to unforeseen, high costs and waiting times. Check the website of the Erasmus Medical Center to find out which GP you can register at, and learn more about the Dutch referral system.

Erasmus University students can register at "Jans HuisartsenOpens external” GP practice. This GP practice is located close to our Woudestein campus. The practice is currently open for registrations every last week of the month.

Tip: Before making an appointment, check your insurance policy to inquire which treatments are fully or partial covered by your insurance to avoid unexpected costs afterwards.

For more information about finding a dentist or physical therapy take a look at the health information provided by EUR.

Emergency?

In an emergency where there is a danger to life or a crime is in progress you can contact the police, fire brigade or ambulance by dialing 112 from any phone (free-of-charge).

Safety & Security