RSM's Dirk Schoenmaker says that the fact that Nordea is relocating its headquarters to Finland is not at all bad for Sweden, and that there is no reason for Swedish customers to leave the bank. "With the new branch structure, the entire burden of a potential rescue would fall on the home country - i.e., the Swedish government" he said, pointing out that Nordea is a big bank for Sweden to deal with in a possible crisis. Finland, a member of the European Banking Union, has better capabilities to deal with a possible crisis, Schoenmaker believes.