Profile
Welcome!
My research mainly covers household finance, focusing on housing and mortgages, and its implications for macroeconomic policy and financial regulation.
At RSM, I currently teach Personal Finance.
I completed my PhD in Economics at Nova School of Business and Economics in Lisbon, Portugal, where I was also a teaching assistant. During the PhD, I was a visiting student at NYU Stern, Baruch College, and U. Pompeu Fabra, and I also worked at the European Central Bank on household wealth statistics. Before the PhD, I worked at the Institute of Public Policy, a Lisbon think tank focusing on fiscal policy analysis.
Publications
Article (1)
Academic (1)
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Teles Morais, L., Kavonius, I. K., & Blatnik, N. (2026). First Attempt to Estimate a Joint Distribution for Income and Wealth Within the Distributional National Accounts Framework. Review of income and wealth, 72(3), Article e70075. https://doi.org/10.1111/roiw.70075
